Mortgage
Can I afford it?
An affordable mortgage isn't just an acceptable payment: it's the margin left after housing, expenses and everyday life.
Mortgage used in the budget
Change these values without leaving the page.
Monthly payment€905
€53,000 paid up front
The monthly picture
Every amount is converted to a month, even if you enter it per week, day or year.
Income
€2,900
available each month
Expenses
€0
before the mortgage
Payment
€905
31.2% of income
Margin
€1,995
what's left
€1,995 left each month
This margin still has to cover the unexpected, savings and anything not listed: treat it as a starting point.
Income
Salaries, rents and other regular income.
- €
Regular expenses
Current rent, bills, car, groceries and other commitments.
No expenses yet: add the ones that come back every month or year.
How the month splits
Where your income goes. If expenses and payment exceed it, the month ends in the red.
Expenses €0Payment €905Margin €1,995